Group Health Insurance
Group Health Insurance

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Here’s a brief on our benefits and features under
Group Health Insurance for the members.

Key features of Group Health Insurance

What’s Covered

In-patient hospitalization [24 hours or more] with Covid-19
coverage

Day Care treatment for illness which require less than 24
hours of hospitalization

30 days pre-hospitalization and 60 days post hospitalization

Ambulance Charges up to INR 2500 per claim

Hospital Normal Room Rent – 2% of Sum Insured

Hospital ICU Room Rent – 5% of Sum Insured

Ayurveda, Unani, Siddha and Homeopathy are covered too

What’s not Covered

Maternity

OPD Expenses

Treatment which does not require hospitalization for more
than 24 hours.

Treatments related to cosmetics and dental unless necessitated by accident

Standard exclusions

Waiting Period

Waiting Period is the amount of time you need to wait before some of the coverage comes into effect

15 days for Covid-19
30 days for illness hospitalization
4 years for Pre-existing diseases

Covid-19 Provisions

Our Group Health Insurance covers Covid-19 related expenses only in case of hospitalization of more than 24 hours.

How claims works?

Other benefits of the healthcare plan